Animal issues in the lawAnimal issues in the law

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Animal issues in the law

For animal lovers in can be frustrating to see how some animal cases are decided under the law. Animal protection, like many areas of the law, is constantly evolving particularly as our understanding of animal intelligence, capacity and emotional range continues to grow and develop. This blog is a collection of case law and interesting articles from Australia and abroad, showing broad trends in animal law. By sharing and learning from this information we can continue to develop passionate arguments to help further our cases and reinforce our deep feeling for animals with concrete support details. I hope you find it useful.


Can A Lawyer Help You With Foreclosure?

A lawyer can certainly help you negotiate and potentially avoid a foreclosure altogether. Depending on your situation, there is a strong chance you may also be able to keep your home. While this isn't always true, it is certainly true that you should hire an attorney from a firm like Adams & Co Lawyers Pty Ltd to represent you should you go to war with your mortgage company. Here's why:

Save my home!

Hiring an attorney to facilitate negotiations with your mortgage company can save you a lot of stress and also buy you time that you may not have ordinarily had. Homes that are typically under foreclosure are rushed to close, causing stress for the home owners and often leaving them feeling helpless to save their home. An attorney will slow down this process, taking over all communication and negotiations with the mortgage company. They will be able to give you additional time to sort your finances and also negotiate repayment plans so that you may keep your house.

As a home owner, you should know that should you ever miss a payment, the mortgage company has the right to begin the foreclosure process as soon as 30 days after your missed payment. While this is often very rare, it is still always best that you speak to an attorney as quickly as possible to avoid finding yourself in a more compromising position with your mortgage company. Also, waiting too long into the process of the foreclosure can pigeon hole your lawyer, giving them no way to help you.

What if saving your home is impossible?

In some cases, it may be impossible for an attorney to help you save your home. This can be due to multiple factors: you waited too long to seek their services; there is a relatively high balance left on your mortgage; the mortgage company is not willing to negotiate repayment; the list could truly go on. Fortunately, for you, there will still be an experienced legal professional on your side who will tirelessly work on your behalf to find the best possible solution for your situation.

Your lawyer may explore various different options to try to ultimately avoid foreclosure on your home. One of those options may be selling your home to an outside buyer. This will keep your credit from being impacted and relieves you of debt associated with the home. This isn't always an option in every case because your home may not sell as quickly as you would like and thus isn't a viable option. However, if your mortgage company agrees, you can explore a short sale of your home, which allows you to cover most of the owed amount and you'll only be responsible for paying the rest. If you were to pursue a short sale, you should know that your credit would be impacted by the transaction.

Your final option is to sign the deed over to the mortgage company. This typically relieves you of all owed debt but it could significantly impact your credit, just as a foreclosure would.